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Disability Insurance - Open Enrollment |
The Standard Sales Representative, Lane McQuin, will be on each site as described in the schedule below to enroll members in the company's disability insurance. Please take advantage of the opportunity. For information on room locations please contact your Association Site Representative.
Kern High TA - The Standard Disability Open Enrollment Schedule 11/1/09 to 11/30/09 |
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Monday 11/2 |
Tuesday 11/3 |
Wednesday 11/4 |
Thursday 11/5 |
Friday 11/6 |
Bakersfield, lunch |
Arvin High, lunch |
Highland, lunch |
East Bakersfield, lunch |
Frontier, lunch |
North, after school |
Ridgeview, after school |
Liberty, after school |
Centennial, after school |
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Monday 11/09 |
Tuesday 11/10 |
Wednesday 11/11 |
Thursday 11/12 |
Friday 11/13 |
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South, lunch |
Veteran's Day |
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Monday 11/16 |
Tuesday 11/17 |
Wednesday 11/18 |
Thursday 11/19 |
Friday 11/20 |
Foothill, lunch |
West, lunch |
Bak Adult/ROP, lunch |
Golden Valley, lunch |
Kern Valley, lunch |
Shafter, after school |
Stockdale, after school |
Independence, after school |
Mira Monte, after school |
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Pizza and Soft Drinks will be provided during Lunch and After School compliments of The Standard |
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Benefits |
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Health and Dental |
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News |
KHSTA Approved Group Long Term Care Insurance Program Open Enrollment from September 1, 2008 - November 30, 2008
During the "Open Enrollment," you, as an Active Employee of the Kern High School District, have the opportunity to obtain coverage (Guaranteed Issue) with no health questions asked. You are automatically accepted.
Please call or Email Specialists in Long Term Care Insurance Services, Inc. at 1-800-764-6585 or info@specialistsinlongtermcare.com for your Enrollment Kit and Rates or talk with you school site Association Representative.
If you would like to access the information online, please go to w3.unum.com/enroll/khta.
Now you can easily enroll online at MyCTA!
As of September 1, you can enroll, manage your coverage, and even submit claims through the online Member Services Center. Just log-in to MyCTA and go to the Member Benefits section. Here you will find The Standard: Life & Disability insurance link. Never logged in to MyCTA before? No problem. All you have to do is complete a simple one-time registration process using your Member ID # via www.cta.org. Don’t know your Member ID #? You can find it on your CTA membership card or call the CTA Membership Department at 650-552-5278.
Once you log in to MyCTA, a host of handy tools will be right at your fingertips. In the Member Benefits section you’ll find easy access to order forms and free brochures, links to our vendors’ service centers and obtain a variety of tips, facts and other resources.
The only way to get to the service center is through MyCTA so register today!
Want to help protect your Chapter members’ families and futures?
Consider becoming a Chapter Champion today. Think of a Chapter Champion as the person who makes sure members have the Disability and Life insurance protection they need should the unexpected occur. As a Chapter Champion, you’ll receive a toolkit loaded with all the resources and tools you’ll need to help your fellow members choose the Disability and Life coverage they deserve. Contact your Chapter president for more information or to sign on today.
Questions? The Standard is here to help!
Call The Standard’s dedicated CTA Customer Service Department at 800.522.0406. Or send an email to ctaservice@standard.com.
This is a brief description of the Plans. The terms of the Benefits and Plans are subject to the Summary Plan Description.
New Rules Affect Members’ Tax Deferred Accounts (9/20/07)
Recently, the Internal Revenue Service issued new rules affecting 403(b) retirement plans. We are examining the new regulations and their impact on chapters and members. The regulations include new requirements on the part of employers including a written document that formalizes the offerings of
403(b) vendors.
Most of the new regulations are effective January 1, 2009, however, one important change relates to moving funds from one investment company to another. After September 24, 2007 an employee who moves funds from one company to another may be at risk if the receiving vendor is not included in the 403(b) plan document that is ultimately approved by the employee’s school district.
Under Revenue Ruling 90-24, employees can make 403(b) transfers and exchanges between companies at their discretion (without employer approval). This rule will now expire on September 24, 2007. Therefore, any member who desires to make a change from one investment company to another should contact his or her tax advisor or plan advisor and consider making the change by September 24, 2007. It appears that the required paperwork must be completed and accepted by the receiving vendor by September 24, 2007 although the check can be sent after that date. Employees who make changes after September 24, 2007
should understand that there is a risk to doing so. If an
employee moves money from an existing account to a company that is not later approved by the employer, the entire sum of money transferred may become immediately taxable and penalties may be assessed for early withdrawal. Consequently, even after September 24, 2007 members should consult their tax advisor or plan advisor before they make changes to their 403(b) accounts.
CTA does not provide tax or investment advice.
Because of potential tax consequences and uncertainty about the new regulations and information sharing agreements with vendors, some districts may temporarily freeze 90-24 transfers. CalSTRS is in the process of releasing a circular about the 90-24 transfers to districts. This circular can be viewed on MyCTA in the Member Benefits Resource Center.
Retirement investing is important to our members. We will continue to study the new regulations and identify ways to help members take advantage of quality investment options.
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Are You Aware of All Your CTA Member Benefits? |
If you are member of CTA, you have the opportunity to participate in some unique member benefit programs. CTA believes in offering value for your membership.
Automatic Benefits (no premium required)
- CTA Death and Dismemberment Plan – a death benefit of up to $2,000.
- NEA DUES-TAB Insurance – a death benefit of up to $1,000Educators Employment Liability (EEL) – $1,000,000 coverage for claims arising out of your education employment activities.
- CTA Health Information and Well-Baby Program - no additional cost to CTA members participating in the CTA endorsed voluntary life or disability plan.
- CTA Travel, Entertainment and Purchasing Discounts – discounts on movie tickets, amusement park entrance fees, vacations, cruises, tours, rental cars, and a discount auto purchasing program.
- CTA Disaster Relief Fund - cash grants of $1,000, individual interest-free loans up to $2,000 and School Site Grants of $500 for members who have experienced significant losses due to disasters in California.
- Vision Discount Program for CTA/NEA-Retired Members – 20% discount off eye exams, frames and lenses, and a 15% discount off contact lenses available from Vision Service Plan (VSP) participating providers.
Voluntary Benefits
- CTA Group Life Insurance Plan – level benefit term coverage options ranging from $25,000 to $400,000
- CTA Group Disability Insurance Plan – up to 75% of your regular daily contract salary (benefits reduced by other income), $25 per work day during fully paid sick leave and an additional $35 per calendar day for hospital stays
- CTA Auto Insurance – 21% rate differential between CTA member and non-member rates (additional 10% discount for auto if you have a combined auto and home policy), and deductible waived entirely for vandalism that occurs on or within 500 feet of school property
- CTA Home Insurance – 24% rate differential between CTA member and non-member rates (additional 10% discount for home insurance if you have a combined auto and home policy)
- CTA Credit Union Services – competitive personal, auto and home loans
- CTA Credit Card Program – No annual fee, and special travel, cash and merchandise rewards program
To learn more about your CTA
